Leaving your website unprotected and secured may cause harm not only to you but to your computer and clients as well. Without protection Brute force attacks can be more successful, malware attacks can occur as well as many other vulnerabilities.

That answer we can not tell you it all based on your personal needs, however our Standard Package will suffice for the average user

Absolutely! However without out the proper knowledge and testing and update can crash your site leaving you down for hours which in the long run will cost you more due to you hiring someone to fix the issue.